The Internal Revenue Service (IRS) is asking millions of taxpayers to take one simple step before filing their 2026 taxes — create an Individual IRS Online Account.
The deadline to file federal tax returns for most people is April 15, 2026. The IRS says that opening an online account now can make the entire process easier, faster, and safer.
If you want fewer surprises and less stress this tax season, this tool could help.
What Is the Individual IRS Online Account?
The IRS Individual Online Account is a secure website where you can manage your federal tax information anytime.
Think of it like online banking — but for your taxes.
Instead of calling the IRS and waiting on hold, you can log in and find what you need in minutes. The system is designed with strong security features to protect your personal data.
Create an IRS Individual Online Account today for security and convenience – Article Provided by The IRS
What Can You Do Inside Your IRS Online Account?
Once your account is active, you can:
- Check your refund status
- See how much you owe
- Make payments or cancel scheduled payments
- Set up or change a payment plan
- View your Adjusted Gross Income (AGI)
- Request an Identity Protection PIN (IP PIN)
- Access tax records and wage information
- Download IRS notices digitally
- Approve tax authorizations or power of attorney
Everything is in one place. No paperwork. No long phone calls.
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Now You Can Download Important Tax Forms
In early 2025, the IRS added a major update. Taxpayers can now view and download key tax forms directly from their online account.
Available forms include:
- Form W-2 (Wage and Tax Statement)
- 1095-A Form (Health Insurance Marketplace Statement)
- Form 1099-NEC (Nonemployee Compensation)
- 1099-DIV (Dividends and Distributions)
- Form 1099-INT (Interest Income)
- Form 1099-MISC (Miscellaneous Income)
Forms for tax years 2023, 2024, and 2025 are available under the “Records and Status” section.
This makes filing your return much easier because you can see exactly what the IRS has on file.
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Why the IRS Is Pushing Early Registration
Tax identity theft is still a serious problem. Scammers sometimes use stolen Social Security numbers to file fake tax returns and claim refunds.
Creating an online account gives you more control and protection.
You can:
- Monitor your tax activity
- Add an extra layer of security with an Identity Protection PIN
- Catch suspicious activity early
Opening your account now also helps you avoid last-minute stress before the April deadline.
The 2026 tax season officially opened on January 26, and the IRS expects millions of returns to be filed before April 15.
Is It Difficult to Set Up an IRS Online Account?
Some people say the first setup takes a little time. But it only needs to be done once.
To create your account:
- Go to IRS.gov/account
- Click “Sign in to your online account.”
- Verify your identity through ID.me, the IRS’s secure identity verification partner.
You may need to upload identification documents. In some cases, you might complete a short video call to confirm your identity.
Tax experts say the setup may feel like a small inconvenience, but the long-term benefit is worth it. Once your account is ready, you can use it every year.
Why This Matters for Every Taxpayer
Tax season can feel confusing. Deadlines, forms, payments — it can be overwhelming.
The IRS Individual Online Account helps simplify the process. It gives you direct access to your tax details, reduces mistakes, and saves time.
Most importantly, it helps protect you from identity theft.
With the April 15, 2026, deadline approaching, setting up your account now could make this tax season one of your smoothest yet.
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Frequently Asked Questions (FAQ)
When is the 2026 tax filing deadline?
For most taxpayers, the deadline is April 15, 2026.
Is the IRS Individual Online Account free?
Yes. It is completely free to create and use.
Is the account secure?
Yes. The IRS uses strong security systems and identity verification through ID.me.
Can I access old tax forms?
Yes. You can download key forms for tax years 2023, 2024, and 2025.
Final Thoughts – Set Up Your IRS Online Account Now
Opening an IRS Individual Online Account is a smart move before filing your 2026 taxes.
It saves time.
protects your identity.
It keeps everything organized in one place.
A few minutes today can prevent hours of stress later.
If you have not created your account yet, now is the right time.
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