8. How Inflation Hits Real People Today

- Retirees: A $40,000 annual withdrawal loses $800–$1,200 in value if inflation runs 2–3%. Over 20 years, that loss balloons.
- Middle‑class savers: Working parents saving for college—your $50,000 nest egg could feel like $37,000 in a decade without inflation beats.
- New investors: Early starts compound dramatically—catch the right balance now, and in future selves, thank you.
Make enough money for Retirement: How to make $200,000 in Retirement: Essential Milestones and Tips
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