Why US. Inflation Matters—and How to Protect Your Cash

Retirees: A $40,000 annual withdrawal loses $800–$1,200 in value if inflation runs 2–3%. Over 20 years, that loss balloons.
Middle‑class savers: Working parents saving for college—your $50,000 nest egg could feel like $37,000 in a decade without inflation beats.
New investors: Early starts compound dramatically—catch the right balance now, and in future selves, thank you.

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