USA Capital Gains Tax Calculator
Calculate your estimated capital gains taxes for 2025-2026 tax years
Your ordinary income excluding capital gains
Pro Tip: For precise calculations, enter your exact deductions and exemptions. Leave blank to use standard values.
Enter your financial information and click “Calculate” to see your estimated capital gains tax liability.
Tax Rate Breakdown
| Filing Status | Tax Rate | Income Range |
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Short-term gains are taxed as ordinary income based on these brackets.
| Filing Status | Tax Rate | Income Range |
|---|
Long-term gains benefit from preferential tax rates.
This calculator estimates your capital gains tax liability for the 2025 and 2026 tax years based on projected IRS tax brackets and rates. It includes:
- Short-term capital gains (taxed as ordinary income)
- Long-term capital gains with preferential rates (0%, 15%, 20%)
- State tax estimates (where applicable)
- Net Investment Income Tax (NIIT) calculations
- Standard or itemized deduction options
Note: Tax laws may change. This calculator provides estimates only and should not be considered tax advice. Consult a tax professional for personalized guidance.
Also Read – How to Pay 0% Capital Gains Tax (Legally) in 2025: What You Need to Know
Key Features of Capital Gains Tax Calculator:
- Dual Year Support: Toggle between 2025 and 2026 tax calculations with projected brackets and standard deductions.
- Comprehensive Tax Calculations:
- Accurate short-term capital gains (taxed as ordinary income)
- Preferential long-term capital gains rates (0%, 15%, 20%)
- State tax estimates for all 50 states
- Optional Net Investment Income Tax (NIIT) calculation
- Standard or itemized deduction options
- Enhanced User Experience:
- Modern, responsive design that works on all devices
- Tabbed interface for basic/advanced options
- Interactive tax bracket tables for both years
- Hover tooltips explaining key terms
- Clean, organized results display
- Tax Optimization Insights:
- Personalized tips to potentially reduce tax liability
- Suggestions for tax-loss harvesting, holding periods, and more
- Bracket threshold warnings
- Complete Transparency:
- Detailed rate breakdown showing exactly how each dollar is taxed
- Clear display of all tax brackets for reference
- Explanatory notes are provided throughout the calculator
- Technical Improvements:
- Better organized JavaScript with clear data structures
- More accurate tax bracket projections for 2025-2026
- Improved state tax estimation
- Enhanced error handling and edge case management
Capital Gains Tax Calculator provided by Forbes.com
This calculator offers a more sophisticated and user-friendly experience than the reference calculator, while maintaining all essential functionality and providing valuable insights for tax planning.
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